Meet the NEW
OppFi Card

Use your credit card the same day if you’re approved1

Apply Now
Have a mail invitation? Apply here

About the Card

How It Works

1. You Apply

Apply online or in the OppFi Card app with no impact to your FICO® score.3

2. We Review

Don’t worry if your credit is less than perfect – we consider your bank account and employment history for approval decisions.5

3. You Spend5

Start spending the same day you’re approved by accessing your full card information in the app or adding it to Apple Pay or Google Pay.

Benefits and Features

The OppFi Card App

Apply for a new card, view your transactions, access your full card information, and add your card to your mobile wallet – all on-the-go in our app. 

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California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.