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Applying does NOT affect your FICO® credit score.²

Why OppFi Card

A credit card from the OppFi brand you trust

More Mobile

More Access

More Credit

No security deposit required, no impact to your FICO score when you apply²

Use your card immediately on your mobile phone once approved

Privacy Policy | California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Info

Opportunity Financial Card Company, LLC (OppFi Card) is a wholly owned and operated subsidiary of Opportunity Financial, LLC (OppFi).

© 2021 Opportunity Financial Card Company, LLC. All Rights Reserved. Use of Opportunity Financial Card Company, LLC is subject to our Terms of Use and Privacy Policy.

OppFi Card branded products are issued by First Electronic Bank (FEB) member FDIC.

Applications submitted on this website will be originated by FEB, the lender for OppFi Card.

¹ See full pricing information.

² OppFi Card may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and therefore your application will not affect your FICO score.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Our Commitment to Accessibility

Opportunity Financial Card Company, LLC is committed to making our website’s content accessible and user friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please contact our Customer Service team by email at with “Disabled Access” in the subject line and provide a description of the specific feature you feel is not fully accessible or a suggestion for improvement. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control such vendors, we strongly encourage vendors of third-party digital content to provide content that is accessible and user friendly.